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Legal Solutions

 Legal Expenses

Landlord's Legal Expenses covers property against risks such as the legal costs that may arise if tenant(s) breach the terms of their tenancy agreement by providing cover for legal expenses and disbursements.

The BIBALet insurance policy provides:

  • Cover for legal expenses, up to £50,000 per claim, arising out of:

    • damage to property
    • repossession of the property
    • eviction of squatters
    • recovery of unpaid rent
    • defence of criminal prosecutions
    • nuisance and trespass
  • Cover is only available for properties to be insured within England, Scotland, Wales or Northern Ireland
  • Insurance premiums are a tax deductible expense
 Rent Indemnity

In an uncertain world, it's good practice to obtain protection. Tenants’ circumstances can change for any number of reasons, so it’s prudent to minimise the risk to income. Rent Indemnity can assist to protect rental income. The BIBALet insurance policy provides:

  • Rent Insurance; protection to pay the monthly rent for up to 12 months on breach of tenancy agreement
  • 100% of the rent paid for 12 months or until full and vacant possession is obtained, whichever happens soonest
  • 75% of the rent paid for up to 2 months once full and vacant possession is obtained until the property has been re-let
  • Covers monthly rents up to £10,000
  • Cover is only available for properties to be insured within England, Scotland, Wales or Northern Ireland.
  • Insurance premiums are a tax deductible expense

The BIBALet Rent Indemnity protection is not a stand alone product and can only be purchased in conjunction with the BIBALet Legal Expenses cover.

 Products

BIBALet and Keelan Westall are trading names of Barbon Insurance Group Limited.
Registered in England no 03135797. Registered office 4-9 Highview, High Street, Bordon, Hampshire GU35 0AX.

Barbon Insurance Group Limited is authorised and regulated by the Financial Services Authority.